Porto Financial LLC — Doing Business As (DBA) Retiree Review

Retiree Review

Introduction

Porto Financial LLC, doing business as Retiree Review ("we," "us," or "our"), respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at retireereview.org and use our services.

Please read this Privacy Policy carefully. By using our website or submitting your information through our forms, you agree to the practices described in this policy.

Information We Collect

We may collect the following types of personal information when you interact with our website or services:

Name (first and last)
Email address
Phone number
Information related to your insurance policy (if voluntarily provided)
Any other information you choose to provide through our forms or during consultations

How We Use Your Information

We use the information we collect for the following purposes:

To provide you with our IUL policy review and illustration analysis services
To contact you regarding your inquiry or scheduled appointment
To send non-marketing communications such as appointment reminders, review status updates, and service notifications (if you have opted in)
To send marketing communications such as special offers, discounts, and service updates (if you have separately opted in)
To improve our website and services
To comply with legal obligations

SMS/Text Messaging

If you opt in to receive text messages from Porto Financial LLC, we may send you SMS communications related to the categories you consented to. You may receive non-marketing messages (such as appointment reminders and policy review updates) and/or marketing messages (such as special offers and service updates), depending on your individual consent selections.

You can opt out of text messages at any time by replying STOP to any message. For help, reply HELP or contact us at [email protected].

Mobile Information Non-Sharing Policy: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Your Information

We do not sell, rent, or trade your personal information to third parties. We may share your information only in the following limited circumstances:

Service Providers: We may share information with trusted service providers who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.
Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze website traffic. You can control cookie settings through your browser preferences.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party site you visit.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, delete, or restrict the processing of your data. To exercise these rights, please contact us using the information below.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Porto Financial LLC, DBA Retiree Review
Email: [email protected]
Website: retireereview.org